Located on 5430 Settingdown Road in Cumming, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Thoughtfully planned, the interior provides 4,159 square feet of finished living space with an open, livable feel from room to room. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.702 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available for multiple vehicles, the home provides flexible options for families and visitors. The location provides quick access to Cumming amenities while offering the flexibility of living outside a subdivision with no required HOA. On the market for about 14 days, this home offers an excellent opportunity in Cumming. At $899,000, this home is well positioned for buyers seeking value in Cumming.